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PREPAID SWIRL MASTERCARD ®GENERAL TERMS & CONDITIONS. Just find it a little expensive. The e-money associated with your card is issued by PerfectCard DAC, authorised by the Central Bank of Ireland under the European Union (Payment Services) Regulations 2018 (Ref C95957). Useful1. One excellent way to achieve this is by utilizing a prepaid Mastercard for your local Christmas shopping. Trying to split expenses, repay a friend or need to send a loved one money in an emergency? Our Send money feature simplifies transactions, making financial interactions more efficient and effortless. For Swirl Mastercard customers, the transaction will reverse automatically after 30 days. Topping up your card from your bank account is easy. Control your card's security in a few taps - from card freezing, to setting spending limits. Swirl Mastercard The Safest Way to Pay. Certain terms, conditions and exclusions apply. 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Such exclusions should cover payment cards, electronic money instruments, mobile phones or other digital or information technology (IT) prepaid or post-paid devices with similar characteristics, where they are used exclusively for the purchase of goods or services and the number of the card, instrument or device accompanies all transfers. or. First Name * Last Name * Email Address * Confirm Email * * Phone * Delivery Address. Free travel. Get the SWIRL App. Since prepaid cards have a preloaded balance, you can control your expenses and budget accordingly. Wise is a prepaid card that's. The SWIRL Prepaid Mastercard is issued by PerfectCard DAC pursuant to licence from Mastercard International Inc. Use it to shop on holidays, book flights and hotels and to take cash out at ATMs abroad.